MCCU Car Club

MCCU Car Club ChoicePoints Program

Members Choice Credit Union (MCCU) Car Club
ChoicePoints

Get Pre-Approved with the credit union and earn valuable points!
The MCCU Car Club is an entirely new program that rewards you for using our Vehicle Resource Center (VRC). ChoicePoints reward you for maintaining an excellent credit rating with MCCU.
As a Car Club ChoicePoint member, you will earn valuable points (1) for keeping your vehicle loan with Members Choice Credit Union. For example, you’ll earn ChoicePoints for each month your participating vehicle loan payment is received on time, for having automatic payments withdrawn, purchasing additional insurance products through MCCU, etc. You can redeem your ChoicePoints to reduce the interest rate on your next vehicle loan with MCCU by up to 1.00%!*
When you enroll in the ChoicePoints program, we will automatically give you 500 points just for signing up to join our car club! The more points you earn, the lower your rate will be on your next vehicle purchase with MCCU!*

ChoicePoint Accumulation Schedule
For having:	You will earn:
Enrolled in the ChoicePoint Program	500 Points
Maintained Automatic Vehicle Loan Payments with MCCU	500 Points
Make your monthly vehicle loan payments on-time (ChoicePoints awarded monthly)	100 Points
MCCU Vehicle Service Contract (VSC)	100 ChoicePoints
MCCU Guaranteed Asset Protection (GAP) Policy	100 ChoicePoints
MCCU Multi-Shield Coverage	100 ChoicePoints
MCCU Tire and Wheel Coverage	100 ChoicePoints
MCCU Credit Life Coverage	100 ChoicePoints
MCCU Credit Disability Coverage	100 ChoicePoints
MCCU Family Medical Leave Act (FMLA) Coverage	100 ChoicePoints
MCCU Involuntary Unemployment (IU) Coverage	100 ChoicePoints
Purchase Vehicle from MCCU Preferred Network Dealer	100 ChoicePoints

ChoicePoint Redemption Schedule To receive an APR reduction of:	You will need:
.25 %	3,000 ChoicePoints
.50 %	5,000 ChoicePoints
.75 %	7,000 ChoicePoints
1.00%	10,000 ChoicePoints

To find out more about the MCCU Car Club and ChoicePoints program, visit one of our branches or call our Financial Service Representatives (FSR’s) at 1-800-753-2428. (1) ChoicePoints benefits are only associated with the designated primary account number. All participants listed on the ChoicePoints membership card must be borrowers on the future vehicle loans to utilize Car Club Program points. Points are non-transferable. The terms, benefits and conditions of this Program are subject to change without prior notification. * To qualify, Member must: (i) have the same or a better credit rating than the pre-approved credit rating at the time the points are to be redeemed and (ii) has not jointly, or severally, caused a loss to the Credit Union and (iii) by tendering the points for redemption the Member consents to the Credit Union pulling his current credit report and/or taking such other actions deemed necessary and prudent by the Credit Union, in its sole discretion, to verify current credit standing.

MCCU Car Club ChoicePoints Program

The MCCU Car Club is an entirely new program that rewards you for using our Vehicle Resource Center (VRC). ChoicePoints reward you for maintaining an excellent credit rating with MCCU.
As a Car Club ChoicePoint member, you will earn valuable points (1) for keeping your vehicle loan with Members Choice Credit Union. For example, you’ll earn ChoicePoints for each month your participating vehicle loan payment is received on time, for having automatic payments withdrawn, purchasing additional insurance products through MCCU, etc. You can redeem your ChoicePoints to reduce the interest rate on your next vehicle loan with MCCU by up to 1.00%!*
When you enroll in the ChoicePoints program, we will automatically give you 500 points just for signing up to join our car club! The more points you earn, the lower your rate will be on your next vehicle purchase with MCCU!* *Visit our MCCU Car Club ChoicePoints Program page for complete details and restrictions.

To join the MCCU Car Club Choice Points rewards program, please fill in the form below. Click the "Submit Application" button once at the bottom to register for your membership. Your membership card will be emailed to you within two business days.

If you have questions about the program or prefer to speak to a Members Choice Financial Services Representative, please call (800)753-2428.

In case we need to contact you for further information, please fill in at least one phone number. Required fields are indicated with an asterisk (*).

First Name*:
Last Name:
Applications are for individuals only (businesses, corporations, or other entities are not eligible for membership). Must be 18 to apply.
Home Address*:
City:
State:
Postal Code*:
Home Phone:
Business Phone:
E-mail Address*:
Business Phone:
User Name*:	(Minimum 6 characters)
Pasword*:	(Minimum 6 characters)
Confirm Pasword*:
Your message*:
After filling out the form, click the "Submit Application" button ONCE and wait for a reply *Membership in the Members Choice Car Club requires meeting criteria set forth in the Choice Point Accumulation Schedule ChoicePoints benefits are only associated with the designated primary account number. All participants listed on the ChoicePoints membership card must be borrowers on the future vehicle loans to utilize Car Club Program points. Points are non-transferable. The terms, benefits and conditions of this Program are subject to change without prior notification. To qualify for rate reduction on future loans, Member must: (i) have the same or a better credit rating than the pre-approved credit rating at the time the points are to be redeemed and (ii) has not jointly, or severally, caused a loss to the Credit Union and (iii) by tendering the points for redemption the Member consents to the Credit Union pulling his current credit report and/or taking such other actions deemed necessary and prudent by the Credit Union, in its sole discretion, to verify current credit standing.

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