Financing/Get Pre-Approved

Members Choice Credit Union wants to meet all of your lending needs.

Vehicle Loans- You’ll get the options you want when you finance your vehicle through MCCU. Our loans come with features such as 100% financing, extended repayment terms and fast loan approvals. A quick stop or call to MCCU before you begin car shopping could save you hundreds of dollars. We can help with pricing information and tips to making a great deal. With this information, you’ll be better prepared to negotiate the best possible price. And, with your loan pre-approved, you’ll save money on financing too.
Drive away with our fully-equipped Auto Loans designed to help you shop and save. New or used, we have options to fit your needs and your budget. Just take a look!

New and Used Autos, Boats, RVs and Planes
Competitive Rates
Convenient Terms

Discounts may apply for:
Extended Warranty from MCCU
Payment Protection
Auto Payment
Guaranteed Asset Protection
Multi-shield
20% Down Payment

Mortgages- Whether it’s your first home or your next home, we’re here for you every step of the way. You’ll appreciate our competitive mortgage options and our personalized service tailored to meet the individual needs of each and every member.
Personal Loans-Access expanded purchasing power with our low-cost Personal Loans designed to help you upgrade, unplug, or unleash the possibilities.

Our Personal/Signature Loans are made for a specific amount, and terms are available for up to 60 months. Line of Credit Loans offer a pre-approved amount with funds accessible whenever you need them. Plus, you can use your Line of Credit as an overdraft protection option on your checking account or make an advance at your convenience.

Home Equity Loans- With a home equity loan, you decide how best to use your equity. And with low rates, no fees*, no closing costs and potential tax deductions, you’ll enjoy added savings over traditional consumer loans. Getting the money to pay for yourself or your children to go to college can be hassle-free when you come to MCCU first. *some restrictions apply

Student Loans- We offer Stafford, subsidized and unsubsidized, and PLUS loans for parents. There are a few simple steps to follow prior to applying for your student loans. You must apply for admission and be accepted at an accredited college, technical or trade school. You must also complete an application for federal student aid (FAFSA), have it processed, and receive a Student Aid Report (SAR). This report will be used to determine your eligibility for the available student loans. The SAR should be sent to your school, which will be used to prepare a package that will outline all the programs you qualify for. Remember, your Credit Union is here to help you through each step of the application process.

Pre-Approval- Get your pre-approval from Members Choice. You can apply through the Home Banking system or simply call (281) 398-9900 or (800) 753-2428 (24 hours a day). Or, feel free to visit one of our offices and a Financial Services Representative will be glad to assist you.

We are here to exceed your expectations 24 hours a day, 7 days a week-if you’re up, we’re open!

Just call1-866-458-9777 to apply for a loan today, or reach us online at:  www.24x7loans.com/MCCUAuto